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Investec Wealth Strategies
These are audio versions of the blog content we provide on our website. Investec is an independent, boutique wealth management firm based in Houston, TX. We have been serving affluent families with over $1M in investable assets since 1984. We specialize in working with Retirees, ExxonMobil professionals as well as those who have become Suddenly Single. We invite you to consider our forward-looking approach to wealth management. Learn more at investecwealth.com
Episodes
35 episodes
Choosing Between Traditional Medicare and the ExxonMobil Medicare Primary Option (MPO)
You’re an ExxonMobil retiree and about to turn 65. You need to make a decision about health insurance. You can move seamlessly from the ExxonMobil Retiree Medical Plan option to the ExxonMobil Medicare Primary Option (MPO), also known as a Medi...
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Season 2
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Episode 17
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13:42
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You’ve Left ExxonMobil—What About Your ExxonMobil Savings Plan Account?
If you’ve ever left an employer in whose 401(k) plan you participated, did you make an informed decision about what to do about your account? We offer five objectives to help decide what’s right for you. But please, don’t just forget you have t...
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Season 2
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Episode 16
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9:27
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A Tough Blog to Write – Diminished Mental Capability & Increased Vulnerability
As we grow older, I suspect we all have moments in which we wonder whether we’re experiencing normal forgetfulness…or are we showing the first signs of dementia? We may joke about it, but we have to think about the possibility if we’re realisti...
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Season 2
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Episode 15
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9:03
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4 Steps to Maximize What Goes Into Your EMSP in 2021
News that ExxonMobil will resume the company match to the ExxonMobil Savings Plan in October gives you a planning basis for maximizing after-tax dollars going into your account. If you're inclined to max out, follow along here to calculate the ...
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Season 2
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Episode 14
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7:37
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Have You Reevaluated Your Insurance Coverage Since COVID Began? If Not, Here Are 4 Areas to Review Right Now
Life has likely felt like a whirlwind since the pandemic started. While adjusting to the new normal, it’s possible your insurance coverage has not been top of mind. But in reality, you could be missing out by not reevaluating your current cover...
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Season 2
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Episode 13
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3:43
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Money Is… 4 Reasons Why You Should Work With a Financial Advisor
At its core, financial advice helps you with your money. What is it about your money that makes it susceptible to help? This blog explains why folks in mid- to late-career who are accumulating retirement savings should be working with a compete...
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Season 2
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Episode 12
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7:47
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Understanding Inflation in 2021: What Investors Need to Know
Did you know people are Googling the word "Inflation" at a record-breaking rate? If the economic uncertainty of the past year has you scratching your head as well, here's what you need to know about inflation and your investments.
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Season 2
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Episode 11
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5:36
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Now That It's Up, Should You Sell Your ExxonMobil Stock?
Whether to sell appreciated shares of XOM in the ExxonMobil Savings Plan is a tough question. Here are four questions we think XOM shareholders should consider as they think through next moves in their portfolio.This is the audi...
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Season 2
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Episode 10
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8:37
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Acquaint Your Grown Children With Your Financial Affairs
Reluctant to share your financial information with your grown children? Here are some reasons why it might make sense to do so.This is the audio version of a blog posted on our website (
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Season 2
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Episode 9
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6:25
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6 Questions If You're Within 5 Years of Retirement at ExxonMobil
If retirement is only five years or less away, you should have a pretty good notion of what life will look like for you in this next chapter. With so many moving parts, it's important to think through the implications of the various decisions y...
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Season 2
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Episode 8
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8:35
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A Guide to Dividing Your Estate Unequally
Wondering how to unequally divide your assets without dividing your family? If you’re thinking about leaving more for one child than the other, it’s important to know your options.This is the audio version of a blog posted on ou...
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Season 2
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Episode 7
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7:42
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4 Questions to Develop an ExxonMobil Savings Plan (EMSP) Strategy
ExxonMobil employees often sign up for the EMSP because a supervisor or a more tenured colleague tells them it’s a good thing to do. But many participants continue to contribute without thinking through a Savings Plan goal or strategy. Have you...
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Season 2
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Episode 6
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12:07
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Are You an MD? Then These 5 Things Should Factor Most When Creating Your Financial Plan
From the moment a doctor earns his or her MD to the day they hang up their white coat for good, medical professionals face unique financial hurdles, dilemmas and questions. Here are five key components every medical professional should consider...
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Season 2
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Episode 5
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5:17
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Hindsight is 2020: 7 Ways We Should All Vow to Treat Our Money Differently in 2021
If 2020 has taught us anything, it's that you should always be prepared for the unexpected. Now that the year is behind us, here are 7 ways that we should treat our money differently and plan for the future.This is the audio ver...
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Season 2
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Episode 4
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6:01
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4 Investing Mistakes in the EMSP
Learn from the mistakes of others? Our blogger reflects on investing mistakes he’s seen participants in the EMSP make over the past forty years.This is the audio version of a blog posted on our website (
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Season 2
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Episode 3
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8:11
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4 Steps to Take When You Inherit an IRA
Whether you inherit an IRA from a spouse or non-spouse, there are important steps to execute as an heir and details to address along the way.This is the audio version of a blog posted on our website (
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Season 2
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Episode 2
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5:53
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XOM & XTO Employees: Think About Your ExxonMobil Savings Plan (EMSP)
Is your EMSP account on auto-pilot? Take time to think through what’s best for you in the new year. We offer some ideas to help make your decision.This is the audio version of a blog posted on our website (
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Season 2
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Episode 1
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8:02
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5 Reasons to Make a "Special Contribution" to the ExxonMobil Savings Plan (EMSP)
If you are an ExxonMobil employee participating in the ExxonMobil Savings Plan, you have until December 15th to take advantage this year of a little-known provision in the Plan called making a "Special Contribution." Here's everything you need ...
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Season 1
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Episode 18
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7:11
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6 Steps to Take Now if You're Exiting ExxonMobil
According to an email ExxonMobil CEO Darren Woods sent all employees on October 21, the company faces "significant headwinds, more work to do and, unfortunately, further reductions are necessary." For many, exiting ExxonMobil may become a reali...
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Season 1
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Episode 17
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7:12
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The 9/11 Tribute in Light Was Dark in 2020
As the world continues to grapple with COVID-19, we must never forget. In the words of Sandy Dahl, wife of Flight 93 pilot Jason Dahl, “If we learn nothing else from this tragedy, we learn that life is short and there is no time for hate.”<...
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Season 1
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Episode 16
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4:21
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Your Employer Suspended Its 401(k) Matching Contribution—Now What?
16.1% of employers have cut matching 401(k) contributions in light of COVID-19. If this happened to you, or you're worried it could, here are the next steps you should be taking right away to still save for retirement.This is th...
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Season 1
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Episode 15
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7:02
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Should You Take Social Security Early in Light of a COVID-19 Related Layoff?
Should you consider taking Social Security early to cover financial hardships caused by COVID-19? Make these crucial considerations first.This is the audio version of a blog posted on our website (
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Season 1
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Episode 14
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7:02
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COVID Change How You Think About Spending?
In our quest to understand our relationship with money, we need to be careful that we don’t develop a fear of spending. Here are four simple steps to align your spending with exactly what you value.This is the audio version of a...
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Season 1
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Episode 13
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4:14
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